Hey everyone,
Im pretty p!$$ed right now, so bear with me.
I totaled my daily driver about a week ago. It was the other persons fault. I just got a phone call from her insurance company stating that my car has been declared a total loss. (No surprise there) Now this is a national insurance company. One that I thought was probably one of the best around. They made me an offer of $545 for my car!!! I almost dropped the phone. NADA puts the average value at $1725. Now my car may have been a bit below average... But not $545 below. I told them that I was unwilling to accept that amount and if we cant agree to a more accurate value, I will be calling my lawyer. They should be ashamed. It was there customer that caused the accident & they are going to try to screw me? I dont think so.
When i asked the adjuster why it was so low, she started naming things that were broken on the car... Most of the items she mentioned happened during the accident! I tried to explain that to her, but she was unwiling to move with the number.
Anyone have any tips on how to get a reaonable amount out of them? I would rather not have to get lawyers involved... But it looks like it may come to that. Im thinking if I stick to my guns they will for up another $7-800 or so just to keep the lawyers out of it.
Im pretty p!$$ed right now, so bear with me.
I totaled my daily driver about a week ago. It was the other persons fault. I just got a phone call from her insurance company stating that my car has been declared a total loss. (No surprise there) Now this is a national insurance company. One that I thought was probably one of the best around. They made me an offer of $545 for my car!!! I almost dropped the phone. NADA puts the average value at $1725. Now my car may have been a bit below average... But not $545 below. I told them that I was unwilling to accept that amount and if we cant agree to a more accurate value, I will be calling my lawyer. They should be ashamed. It was there customer that caused the accident & they are going to try to screw me? I dont think so.
When i asked the adjuster why it was so low, she started naming things that were broken on the car... Most of the items she mentioned happened during the accident! I tried to explain that to her, but she was unwiling to move with the number.
Anyone have any tips on how to get a reaonable amount out of them? I would rather not have to get lawyers involved... But it looks like it may come to that. Im thinking if I stick to my guns they will for up another $7-800 or so just to keep the lawyers out of it.
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